Safaricom Introduces New-MPESA Features For Faster ,Smarter Payments

M-PESA customers can now scan, tap or use artificial intelligence to complete payments with fewer manual steps, following the rollout of three new payment features by Safaricom.

The new services Dynamic Scan-to-Pay, Tap-to-Pay and AI Pay are designed to make M-PESA transactions faster and more convenient.

Safaricom announced the rollout on Thursday, October 1, 2026, in partnership with Pesapal through its point-of-sale (POS) network.

Dynamic Scan-to-Pay allows customers to scan a QR code displayed on a Pesapal POS terminal. The merchant details and payment amount are automatically filled in, eliminating the need to enter the information manually. The feature builds on M-PESA’s existing Scan-to-Pay service, which is available at more than 60,000 merchants.

Customers with NFC-enabled smartphones can also use Tap-to-Pay at compatible Pesapal POS terminals. They simply tap their phone against the terminal, verify the transaction and make the payment.

The third feature, AI Pay, is available through My OneApp and uses artificial intelligence to extract payment details from receipts. Customers can scan receipts, including handwritten ones, and the system can automatically identify available till or Paybill numbers and payment amounts.

Safaricom says the three features are part of its continued efforts to simplify M-PESA payments by reducing manual data entry and providing customers with more convenient payment options at participating merchants.